HOW TO SAVE

As we will see in detail throughout different posts in this blog, there are many ways to save, and saving is the first step to achieving the financial independence we seek. First, we have SAVINGS, second INVESTMENT, and as the ultimate goal: FINANCIAL INDEPENDENCE. In this article, we are going to mention where and how we can save:



🏠 Energy and Electricity

  • Use LED bulbs instead of incandescent or halogen ones.
  • Unplug devices on stand-by (TVs, chargers, consoles, extra routers).
  • Use power strips with switches to cut energy easily.
  • Efficient appliances (class A or higher).
  • Take advantage of natural light instead of turning on lights.
  • Regulate fridge and freezer temperature so they don’t consume more than necessary.
  • Turn off lights in empty rooms.
  • Install timers or motion sensors in hallways and outdoors.
  • Use solar panels (if possible).

💧 Water

  • Install water-saving faucets and showers.
  • Repair leaks and drips immediately.
  • Reduce shower time.
  • Use dual-flush toilets.
  • Reuse water (e.g., from air conditioning or washing fruits/vegetables) for plants.
  • Run washing machines and dishwashers fully loaded.

❄️🔥 Heating and Cooling

  • Improve insulation (windows, doors, weatherstripping, thermal curtains).
  • Use ceiling fans instead of air conditioning whenever possible.
  • Maintain a stable temperature (20-22 °C in winter, 24-26 °C in summer).
  • Use programmable thermostats.
  • Check and clean air conditioning and heating filters.
  • Wear warmer clothes in winter instead of raising the heating.

🛒 Shopping and Food

  • Compare prices between supermarkets.
  • Plan weekly menus to avoid impulsive purchases.
  • Buy seasonal and local products.
  • Take advantage of offers and coupons smartly (without unnecessary stockpiling).
  • Buy in bulk (grains, legumes, nuts).
  • Reduce food waste (store and reuse leftovers).
  • Cook at home instead of ordering delivery frequently.
  • Freeze food to extend shelf life.

🚿 Bathroom and Hygiene

  • Moderate use of cleaning and hygiene products.
  • Buy family-size or concentrated formats.
  • Replace disposable products (wipes, razors, pads) with reusable options.

🚗 Transport and Mobility

  • If you use a car, compare fuel prices.
  • Carpool or use public transport.
  • Keep tires properly inflated (saves fuel).
  • Walk or bike for short trips.
  • Plan routes to avoid unnecessary trips.
  • If you use a car, clean and wash it yourself instead of paying.

🎮📺 Entertainment and Technology

  • Cancel subscriptions you rarely use (streaming platforms, apps).
  • Use free versions of apps when possible.
  • Review and renegotiate Internet, mobile, and TV contracts.
  • Buy second-hand or refurbished electronics.
  • Control how often you eat out at restaurants.
  • Compare restaurant prices and try to get coupons or discounts.

🧹 Cleaning and Maintenance

  • Make homemade cleaning products (vinegar, baking soda, lemon).
  • Keep appliances clean so they consume less energy.
  • Reuse cloths instead of paper towels.

👕 Clothing and Home

  • Buy quality and durable clothes instead of fast fashion.
  • Repair instead of throwing away (seams, zippers, furniture).
  • Sell or donate what you don’t use.
  • Take advantage of second-hand markets.

💳 Household Finances

  • Review bills and cancel services you don’t use.
  • Negotiate bank fees or look for fee-free accounts.
  • Bundle insurance or compare to pay less.
  • Review insurance prices annually.
  • Pay on time to avoid late fees.
  • Don’t finance non-essential products (e.g., don’t take a loan to buy a TV).

🌐 Specific articles on how to save:

👉 As you can see, it’s possible to save on practically every aspect of household life, from energy consumption to shopping, services, and organization. If you find a saving method we haven’t mentioned, please contact us to include it.